Buying a Home in Las Vegas, NV
Right now in 2021, it’s a great time to buy a home in Las Vegas, especially your first home here in Las Vegas! With rent prices increasing so dramatically, home prices and monthly payments may still be more affordable with interest rates at the lowest they have been in years! Purchasing your first home will be one of the most important and pivotal steps in your life. As experienced real estate professionals in Southern Nevada, we have worked every angle of the sales process from preparation, securing a mortgage and finding the perfect home to make it all come together.
As your REALTOR, we have access to experienced lenders with the most up-to-date loan programs including FHA / VA / low down payment and down payment grant / assistance resources.
Owning a home has an abundance of benefits. Here are just a few:
• Mortgage rates are at all time historic lows
• Home prices are still at affordable levels
• Every payment you make is an unbeatable investment into your future
• Proudly owning your home gives you freedom and the ability to customize
• Home owners get the enormous benefit of interest payment tax deductions
These are serious benefits that first-time home buyers can take advantage of right away. The greater advantage is that these home ownership benefits will provide the foundation for your long term success.
The low rates that you hear about in the news are actually fixed rates that will stay the same for the entire term of your loan. With most mortgage loans being on a 30 year term, your cost of living will remain low regardless of the future housing market.
The reports and statistics show that home prices truly are at affordable levels. This positions your property’s value to grow tremendously. This can result in a large sales profit for you down the road. As time passes, you can also responsibly borrow against the equity to pay for your child’s college or finance any larger projects that come up in your life.
At the end of each year the lender will send you a tax form showing the exact amount you paid towards home mortgage interest. You can generally use this as an ongoing deduction on your income taxes. This can result in a larger tax return and possibly put you in a lower tax bracket. When you keep more of your hard earned money, it will be easier on your budget and allow you to enjoy more of what life has to offer.
Lets get started on this exciting opportunity!
Feel free to get in contact with us if you have any questions about how to get started on buying your first house, the best way to apply for a home loan or how to find a great deal on a property. You can send an e-mail to [email protected] or call or text directly at 1-702-417-0884. We look forward to helping you out!
Searching for your dream home can be a time-consuming experience. Working with our professional team will make the process much more efficient!