Down Payment Assistance

Down Payment Assistance Programs - Las Vegas

Learn more about the different down payment assistance programs available in Las Vegas. 






Key Benefits:

  •  Get up to 5% of the loan value
  •  Usable for down payment and closing costs
  •  Forgivable after three years (if you stay in your home)
  •  Attractive 30-year interest rate
  •  No first-time homebuyer requirement
  •  Financing available for manufactured homes
  •  Statewide program

 Program Requirements:

  •  Borrower may not own property at the time of closing
  •  For government loans (FHA, USDA, VA) — qualifying income must be below $98,500
  •  For conventional loans (HFA-preferred) — please visit our income limits by county page
  •  Home price below $484,350 
  •  Minimum credit score of 640
  •  Must live in home as primary residence
  •  Homebuyer education course required 
  •  Must meet standard underwriting requirements
  •  One-time fee of $675

HOME IS POSSIBLE FOR FIRST-TIME HOMEBUYERS™ offers interest-free down-payment assistance with a competitive interest rate to give buyers more buying power. 

Key Benefits:
  •  Down payment assistance at 4% of total loan amount
  •  Usable for down payment and closing costs
  •  Forgivable after 15 years (if you stay in your home)
  •  Attractive, 30-year fixed interest rate
  •  Statewide program
Program Requirements:

HOME IS POSSIBLE FOR HEROES™ helps veterans be at home with a below-market interest rate.

HOME IS POSSIBLE FOR TEACHERS™ gives K-12 teachers in Nevada $7,500 in bonus money for a down payment or closing costs plus a below-market interest rate—for a limited time.

HOPE BRINGS YOU HOME **It's back! February 2020**


  • Down payment assistance grant. 3:1 matching grant for down payment up to $15,000. No FICO score requirement! 

Your Credit and Income
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